By Chris Oldfield COUNCIL rates can be deferred by anyone who holds a Seniors Card, or who is eligible and has applied for one. The deferred part payment can only apply to rates on the person’s principal place of residence, which must be owned by them and or a spouse, with no outside investors involved, such as their children. Other conditions considered include things like a mortgage and the size of that debt. While a minimal amount must be paid to the council, the deferred amount is subject to a monthly interest charge which accrues year after year. The interest rate is set annually and in line with the Consumer Price Index (CPI). According to information provided by the Local Government Association of SA (LGASA), the accrued debt is held against the principal place of residence until the home is sold, or there is a change of ownership on the […]
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